Couple Renovating House

LendingDeck Fix & Flip Loans

Financing That Makes You Money

LendingDeck Fix & Flip Loans

Our fix and flip lending program is fast, simple and stress-free. We fund up to 90% of the purchase price and up to 100% of the renovation costs. Whether you are a seasoned real estate investor or first time house flipper, we make it easy to get the financing that you need. 

RATES
Rates as low as 7.50%

Interest rates based on loan to value (LTV), credit score and investment track record.

LEVERAGE
Up to 90% LTV / LTC

More leverage lets you do more deals. We'll customize a program for your growing business.

LOAN AMOUNTS
Loans up to $1.5 million

We fund loans between $100,000 and $1.5 million.  Properties must appraise for at least $100,000.

PROPERTY TYPE
Residential Real Estate

Single family homes, townhouses, condos and 2-4 unit properties (no manufactured or mobile homes).

CREDIT SCORE
650 Min FICO Score

Borrowers must have a middle FICO score of 650 or greater to qualify.

BORROWER TYPE
Individual or Entity

You may purchase in your personal name or through an LLC, Corporation or Trust.

How It Works

Start by becoming familiar with our loan program and getting pre-approved for financing.  A loan specialist is happy to answer any questions you have by calling (800) 547-9080.

Once you've identified a property and have it under contract, submit a loan application along with a copy of your sales contract, scope of work and renovation budget.

We then create a single loan for you broken into two parts: 1) acquisition financing 2) renovation financing.  The renovation financing will be released in draws after settlement.

Once you approve the terms, we begin processing your application with the goal to close in 2-3 weeks.

Frequently Asked Questions

Can I hold onto a renovated property as a rental?

Yes, our Fix & Rent loan program is specifically designed for investors who wish to purchase and renovate properties in order to build a rental portfolio.  Once the property has been renovated, we'll work to refinance you into a 30-year rental loan.

 

Get Pre-Approved

Getting pre-approved is quick and easy.  You tell us about your goals, credit, experience and how much capital you require.  We can qualify you over the phone within 5 minutes and then send you a pre-approval letter to submit with your offers.

Call (800) 547-9080

Complete our online Quick Form