Hard Money Loans in Virginia
LendingDeck is your premiere hard money lender in Virginia. Our hard money loans are fast, simple and stress-free. We fund up to 90% of the purchase price and up to 100% of the renovation costs. Whether you are a seasoned real estate investor or first time house flipper in Virginia, we make it easy to get the financing that you need.
We specialize in financing real estate projects in the Northern Virginia area, including Alexandria, Arlington, Fairfax, Falls Church, Manassas and Woodbridge as well as Richmond, Chesapeake, Hampton Roads, Norfolk, Newport News, and Virginia Beach.
If you are looking for a hard money lender in Virginia, we want to be your first choice. Based in Richmond, we live and breathe Virginia real estate. We know the nuances of our market and provide thoughtful incite on every deal to make sure you succeed. With over 20 combined years of real estate experience, we don’t just serve Virginia, we know Virginia.
Rates as low as 6.875%
Interest rates based on loan to value (LTV), credit score and investment track record.
Up to 90% LTV / LTC
More leverage lets you do more deals. We'll customize a program for your growing business.
Loans up to $1.5 million
We fund loans between $100,000 and $1.5 million. Properties must appraise for at least $100,000.
Residential Real Estate
Single family homes, townhouses, condos and 2-4 unit properties (no manufactured or mobile homes).
650 Min FICO Score
Borrowers must have a middle FICO score of 650 or greater to qualify.
Individual or Entity
You may purchase in your personal name or through an LLC, Corporation or Trust.
How It Works
Start by becoming familiar with our loan program and getting pre-approved for financing. A loan specialist is happy to answer any questions you have by calling (800) 547-9080.
Once you've identified a property and have it under contract, submit a loan application along with a copy of your sales contract, scope of work and renovation budget.
We then create a single loan for you broken into two parts: 1) acquisition financing 2) renovation financing. The renovation financing will be released in draws after settlement.
Once you approve the terms, we begin processing your application with the goal to close in 2-3 weeks.
Virginia Flipping Statistics
2019 - 2020
Number of Homes Purchased for a Flip in Virginia
Median Resale Price for a Flip in Virginia
Percent of Homes Purchased for a Flip in Virginia
Average Days to Flip in Virginia
Median Purchase Price for a Flip in Virginia
Median Square Footage of a Flip in Virginia
Getting pre-approved for a hard money loan in Virginia is quick and easy. You tell us about your goals, credit, experience and how much capital you require. We can qualify you over the phone within 5 minutes and then send you a pre-approval letter to submit with your offers.
Call (800) 547-9080
Complete our online Quick Form