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Brick row houses in Old Town, Alexandria

Hard Money Loans in Virginia

Virginia's Premier Hard Money Lender

Private Money Loans in Virginia

LendingDeck is your premiere hard money lender in Virginia. Our hard money loans are fast, simple and stress-free. We fund up to 90% of the purchase price and up to 100% of the renovation costs. Whether you are a seasoned real estate investor or first time house flipper in Virginia, we make it easy to get the financing that you need. 


We specialize in financing real estate projects in the Northern Virginia area, including Alexandria, Arlington, Fairfax, Falls Church, Manassas and Woodbridge as well as Richmond, Chesapeake, Hampton Roads, Norfolk, Newport News, and Virginia Beach.


If you are looking for a hard money lender in Virginia, we want to be your first choice. Based in Richmond, we live and breathe Virginia real estate. We know the nuances of our market and provide thoughtful incite on every deal to make sure you succeed. With over 20 combined years of real estate experience, we don’t just serve Virginia, we know Virginia.

Rates as low as 7.95%

Interest rates based on loan to value (LTV), credit score and investment track record.

Up to 90% LTC

More leverage lets you do more deals. We'll customize a program for your growing business.

Loans up to $1.5 million

We fund loans between $100,000 and $1.5 million.  Properties must appraise for at least $100,000.

Residential Real Estate

Single family homes, townhouses, condos and 2-4 unit properties (no manufactured or mobile homes).

660 Min FICO Score

Borrowers must have a middle FICO score of 660 or greater to qualify.

Individual or Entity

You may purchase in your personal name or through an LLC, Corporation or Trust.

How It Works

Start by becoming familiar with our loan program and getting pre-approved for financing.  A loan specialist is happy to answer any questions you have by calling (800) 547-9080.

Once you've identified a property and have it under contract, submit a loan application along with a copy of your sales contract, scope of work and renovation budget.

We then create a single loan for you broken into two parts: 1) acquisition financing 2) renovation financing.  The renovation financing will be released in draws after settlement.

Once you approve the terms, we begin processing your application with the goal to close in 3-4 weeks.

Virginia Flipping Statistics

2020 - 2021

Number of Homes Purchased for a Flip in Virginia

8,154 Homes

Median Resale Price for a Flip in Virginia


Percent of Homes Purchased for a Flip in Virginia


Average Days to Flip in Virginia

179 Days

Median Purchase Price for a Flip in Virginia


Median Square Footage of a Flip in Virginia

1,440 Sqft

Get Pre-Approved

Getting pre-approved for a hard money loan in Virginia is quick and easy.  You tell us about your goals, credit, experience and how much capital you require.  We can qualify you over the phone within 5 minutes and then send you a pre-approval letter to submit with your offers.

Call (800) 547-9080

Complete our online Quick Form

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